For me it's feeling hopeful, different, enthused, gratifying, doable, and positive so far, and I am actively working to keep it going. I began the year looking for discounts that I might be entitled to, such in the gas bill for the home (which I did get), a free energy audit also for the home that may also include money to help with improvements. I learned that I could get a discount on the internet bill, but that won't come until June. A increase in salary, which never hurts.
Second, I had 2 Bank CD'S come due in one week, then another came due 1 week later. I decided to combine them all into one large CD since the rates have gotten a little smaller than they were last year. I like CD's because they are not risky like other things that I could be investing in. I was very happy with how they all did last year, and combining them into one will help with the .9% loss in interest rates.
Third, I now have a stock portfolio. I have always been adverse to doing that because I knew nothing about stocks, but with the help of Robinhood I now have one. It's just starting out, but it has already earned money in just the first few days, so I'm hopeful.
I let them pick out the stocks, based on my fears, and they are doing well so far. They gave me free money to pick a stock when I signed up, and out of those I picked Amazon, because we all buy from them, so I figured it would be a good one. I am happy to say that it is also doing well!
I will soon be adding more money to that as well. I feel much better, and not as afraid of stocks anymore.
Fourth, and last. I am not one for making New Year's Resolutions, but I had been thinking about eating better for awhile, and I have started on that path. My diet wasn't horrible, but there was a lot of sugar in there in the way of snacks.
We all know that better food choices will help with health problems, which luckily I haven't had any major problems, I know the foods I picked will also help with the minor problems.
What did I pick? More salads, healthy crackers, and humus (which I have never had before), fruits, raisins, healither breads, and so far they are serving me well. I am not as sad about missing the Oreo's, and other cookies, and candies. I will also be adding more fish.
In closing, I don't know if any of this will help you, but I can tell you that it all makes me very happy, and hopeful for the year to come. It may not all turn out roses, but I have done what I could to give it a good start, and that goes a long way to making things better.
So, with all of that said, How are you doing in this New Year? I hope that you will find a little inspiration in the reading of this, because if I can do it, so can you!
